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iPhone 14 or iPhone 15

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           The iPhone 14 and iPhone 15 are two of the latest flagship smartphones from Apple, released in September 2022 and September 2023 respectively. They share some common features, such as a 6.1-inch OLED display, a dual 12 MP rear camera, a 12 MP front camera, and a Lightning port. However, there are also some notable differences between them, such as the processor, the storage, the battery, and the design.  Processor : The iPhone 14 uses the A15 Bionic chip, while the iPhone 15 uses the A16 Bionic chip. Both are hexa-core processors with two high-performance cores and four efficiency cores, but the A16 Bionic is expected to be faster and more power-efficient than the A15 Bionic. Storage : The iPhone 14 offers three storage options: 64 GB, 128 GB, and 256 GB. The iPhone 15 offers four storage options: 128 GB, 256 GB, 512 GB, and 1 TB. The iPhone 15 also supports expandable storage via a microSD card slot. Battery : The iPhone 14 has a 3279 mAh battery that supports wirel

Apple iPad Pro 2022 Wi-Fi VS new Samsung Galaxy Tab S9 (Wi-Fi)

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  Which one do you prefer?  Feature Apple iPad Pro 2022 Wi-Fi Samsung Galaxy Tab S9 (Wi-Fi) Display 12.9-inch Liquid Retina XDR display, 2,732 x 2,048 pixels, 120Hz refresh rate 14.6-inch Super AMOLED display, 2,960 x 1,848 pixels, 120Hz refresh rate Performance Apple M2 chip, 8GB or 16GB of RAM Qualcomm Snapdragon 8 Gen 2 for Galaxy, 12GB or 16GB of RAM Storage 128GB, 256GB, 512GB, 1TB, or 2TB of internal storage 128GB or 256GB of internal storage, microSD card slot up to 1TB Battery life Up to 10 hours of web surfing or video playback on Wi-Fi Up to 8 hours of web surfing or video playback on Wi-Fi Accessories Apple Pencil (2nd generation), Magic Keyboard or Smart Keyboard Folio (sold separately) Samsung S Pen, Book Cover Keyboard Slim or Book Cover Keyboard Trio (sold separately) Software iPadOS 16 Android 13 Display : The Samsung Galaxy Tab S9 has a larger and sharper display than the iPad Pro, with a 14.6-inch Super AMOLED screen that has a resolution of 2,960 x 1

The SWIFT system a global network that enables financial institutions

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The SWIFT system is a global network that enables financial institutions to send and receive information and instructions about money transfers in a secure, standardized and reliable way. SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication, which is a member-owned cooperative that provides the messaging platform and services. The SWIFT system does not hold or transfer any funds, but it facilitates the communication between banks and other financial entities that use different systems and languages. To do this, SWIFT assigns each member institution a unique code with either eight or 11 characters, known as a bank identifier code (BIC) or SWIFT code. This code identifies the bank name, country, city and branch. The SWIFT system is used for various types of financial transactions, such as cross-border payments, trade finance, securities settlement, foreign exchange and treasury operations. It is also used for regulatory reporting and compliance purposes.

What's BRICS currency?

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 What's BRICS currency? BRICS currency is a term that refers to the idea of creating a joint currency for the BRICS countries, which are Brazil, Russia, India, China and South Africa. These countries are major developing economies that have been seeking to reduce their reliance on the U.S. dollar for international trade and finance . The idea of a BRICS currency has been discussed for over a decade, but it has not become a reality yet. There are many challenges and obstacles to creating a new currency that can compete with the dollar, such as political differences, economic disparities, legal issues and technical difficulties . However, the BRICS countries have been pursuing other initiatives to de-dollarize their economies, such as trading and settling in local currencies, creating a BRICS development bank, establishing a BRICS payment system and exploring alternatives to the dollar-backed SWIFT system . According to some reports, Russia has confirmed that the BRICS countrie

Decentralized Finance or DeFi a new hi-tech financial system

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DeFi is a short term for  Decentralized Finance , which is a new financial system that is built on blockchain technology. DeFi aims to provide a more transparent, accessible, and efficient alternative to the traditional financial system, which relies on centralized intermediaries and institutions. DeFi platforms and protocols can offer various services, such as lending, borrowing, saving, investing, trading, and more, without intermediaries or centralized platforms. Users can benefit from lower fees, faster transactions, higher returns, and more control over their funds.   - For the general public, DeFi technology may offer a more accessible and inclusive way to participate in the financial system, especially for those who are unbanked or underbanked. DeFi platforms and protocols can provide various services, such as lending, borrowing, saving, investing, trading, and more, without intermediaries or centralized platforms. Users can benefit from lower fees, faster transactions, high